Category: Insurance
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New energy rules leave UK homes underinsured and exposed
New energy efficiency rules are reshaping how homes are built and renovated across the UK. The Future Homes Standard, tougher EPC requirements, and Scotland’s Heat in Buildings Bill are all driving upgrades in insulation, heating, and energy performance. While these measures will cut carbon and lower bills, experts warn they could also leave thousands of…
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This bedtime habit is causing thousands of house fires
As the nights draw in, many of us turn to candles, cosy fires, and turning the heating on to make our homes feel comforting. But firefighters are warning that these simple rituals can quickly turn deadly if we nod off before blowing them out or switching them off. Fresh figures reveal that sleep-related emergencies have…
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Posting holiday pics may invalidate home insurance
Sharing real-time holiday photos on social media might do more than garner likes –it could compromise your home security and affect your insurance coverage. Insurers caution that public posts revealing your absence may breach ‘reasonable care’ clauses in many policies. Even private posts aren’t foolproof; screenshots and shared content can expose your home to potential…
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How is building safety impacting insurance premiums in construction?
Overall, the limits to cover are at more viable levels, although, given the cost of premiums, higher limits may remain out of reach for some. However, the exclusions and/or restrictions for cladding and/or fire safety related claims still remain. There is also the difficulty that certain professions, such as managing agents, have in obtaining cover. …