The number of homes at risk of flooding in the UK has reached a record high, with the Environment Agency warning that more than 6.3 million properties could already be exposed.
Experts say this figure could climb to one in four homes by 2050 as climate pressures intensify. Now, the Federation of Master Builders (FMB) is backing a new national plan, the FloodReady Review, aimed at making flood-proof homes the norm.
The FMB says builders must play a central role in strengthening homes and communities against the growing threat of floods.
Flood risks growing as climate pressures mount
The FloodReady Review, led by Professor Peter Bonfield for the Environment Agency, warns that traditional flood defences can no longer cope with the pace of change.
It says the country needs to make property flood resilience, or PFR, a normal part of every home upgrade. This includes simple steps like fitting flood doors, raising plug sockets, and using water-resistant materials.
Government figures suggest that up to eight million properties could face flood danger by 2050 if action is not taken.
The Review adds that floods already cause billions in damage each year, and the emotional impact on families can last long after the water recedes. It calls for stronger teamwork between the government, insurers, and the construction industry to make homes better prepared.
Builders call for clear standards and training
The Federation of Master Builders says the Review is a major step towards safer, more resilient homes.
Chief Executive Brian Berry said flooding is “one of the most pressing climate challenges” and that small builders are key to protecting local communities. He added that making resilience measures as common as insulation or fire safety will take proper training, clear standards, and better public awareness.
The FMB is urging government to introduce builder licensing and improved accreditation for flood-resilience work.
The organisation believes this would boost public confidence and make it easier for homeowners to find trusted tradespeople. It also sees flood resilience as a way to support local jobs and future-proof homes as climate risks grow.
Turning the FloodReady plan into action
The FloodReady Review recommends new national standards and incentives to make flood protection part of routine building work.
It proposes a Flood Performance Certificate, similar to a EPC, so homeowners can see how well their property is protected. It also highlights insurance schemes such as Build Back Better, which helps pay for resilience upgrades when homes are repaired after a flood.
The government has signalled it will include property-level measures in future flood defence spending. Housing associations and councils are also being encouraged to include flood upgrades in renovation programmes. But the Review warns that progress depends on public awareness, affordable finance, and stronger regulation.
With the FMB’s support, builders are ready to help lead the change, but sustained effort from government, insurers, and homeowners will be needed. As the Environment Agency notes, preparing homes for flooding “is no longer optional, it’s essential.”
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